Such expenses include groceries, car maintenance, electricity, and water usage. Discretionary expenses can vary wildly from one month to the next.
Examples include dining out, streaming service subscriptions, a club membership, cable, and clothing. Once you have a good idea of how much money is coming in versus what you're spending, you can start prioritizing for your short and long term goals. Is your washing machine on the fritz? Are your cabinets getting shabby? Master bath need an upgrade? Remodeling your home can present many contingencies. Remember to include these expenses as you look at your financial goals.
Tip: Keep your wedding options open Consistent review of your finances helps you figure out if you've saved enough to purchase an item that's essential or just "nice to have.
Either way, be sure to track this against your goals. If you stick to fixed expenses, you can get to your short and long term goals more quickly. But, you can also include a certain amount in your monthly budget for fun and entertainment - a variable expense you certainly might want to track while attending college.
Other budget templates. LinkedIn Learning: Create a simple budget in Excel. Smart money with Money in Excel Money in Excel can help you take control of your finances. DIY with the Personal budget template Prefer to do things yourself?
Don't forget the "extras" Beyond your electric bill, do you have a movie or game subscription? Fixed expenses Fixed expenses stay the same amount month to month. Discretionary expenses Discretionary expenses can vary wildly from one month to the next. Budget a home remodel Is your washing machine on the fritz? This bare-bones bill payment checklist for Microsoft Excel is easily customized and prints nicely. Learn more Download for Excel. This very simple template is a good place to start for building your own custom bill tracking spreadsheet.
If you prefer using a spreadsheet, Google offers a free to-do list tracker template for Google Sheets. Open the to-do list Google Sheets template.
Try Tiller free and track all your accounts in one place, always know where your money goes, and confidently plan your financial future.
Use a spreadsheet for bills to:. Start Your Free Trial Try Tiller free and track all your accounts in one place, always know where your money goes, and confidently plan your financial future. Start Your Free Trial. If you prefer to continue editing the spreadsheet on your computer, you can use the drop-down in the checkbox columns to check off when a bill is paid.
The Total Paid row at the bottom will sum the amounts that are checked. Follow Us On Debt Snowball Calculator. Zero Based Budget Worksheet. Money Management Template.
0コメント